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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,064 | $185,856-35.9% | $170,028-30.0% | $139,456-14.6% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 23.25% | 60.52%-37.3pp | 53.39%-30.1pp | 373.45%-350.2pp |
| Employer contribution / active EE | $25,758 | $7,593+239.2% | $6,788+279.5% | $4,753+442.0% |
| Participant deferral / active EE | $13,733 | $11,623+18.1% | $10,409+31.9% | $6,711+104.6% |
| Admin fee / account holder | $850 | $15,387-94.5% | $12,820-93.4% | $11,407-92.5% |