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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,439 | $138,075-77.2% | $123,552-74.6% | $135,379-76.8% |
| Participation rate | 91.7% | 84.7%+6.9pp | 82.3%+9.4pp | 82.6%+9.0pp |
| Annual return | -9.44% | 153.70%-163.1pp | 119.20%-128.6pp | 519.79%-529.2pp |
| Employer contribution / active EE | $2,691 | $5,152-47.8% | $4,628-41.9% | $4,779-43.7% |
| Participant deferral / active EE | $3,091 | $6,800-54.5% | $6,426-51.9% | $5,609-44.9% |
| Admin fee / account holder | $859 | $10,917-92.1% | $9,285-90.8% | $10,828-92.1% |