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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,259 | $154,159-55.7% | $130,026-47.5% | $139,456-51.1% |
| Participation rate | 83.3% | 82.0%+1.4pp | 78.5%+4.8pp | 80.3%+3.0pp |
| Annual return | 9.28% | 32.50%-23.2pp | -137.26%+146.5pp | 373.45%-364.2pp |
| Employer contribution / active EE | $2,373 | $5,292-55.2% | $4,321-45.1% | $4,753-50.1% |
| Participant deferral / active EE | $9,970 | $6,710+48.6% | $5,821+71.3% | $6,711+48.6% |
| Admin fee / account holder | $3,903 | $14,001-72.1% | $10,608-63.2% | $11,407-65.8% |