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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,525 | $160,070-45.3% | $147,117-40.5% | $145,897-40.0% |
| Participation rate | 73.3% | 84.0%-10.7pp | 82.2%-8.9pp | 80.3%-7.0pp |
| Annual return | 17.96% | 98.69%-80.7pp | 420.54%-402.6pp | 552.29%-534.3pp |
| Employer contribution / active EE | $5,941 | $5,285+12.4% | $4,932+20.4% | $4,663+27.4% |
| Participant deferral / active EE | $15,219 | $8,419+80.8% | $8,065+88.7% | $6,689+127.5% |
| Admin fee / account holder | $13,283 | $15,035-11.7% | $12,993+2.2% | $13,390-0.8% |