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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,673 | $56,894-63.7% | $84,753-75.6% | $62,881-67.1% |
| Participation rate | 72.5% | 68.5%+4.0pp | 76.6%-4.1pp | 69.3%+3.2pp |
| Annual return | 8.31% | 6.30%+2.0pp | 22.78%-14.5pp | 20.14%-11.8pp |
| Employer contribution / active EE | $3,266 | $2,400+36.1% | $3,574-8.6% | $2,281+43.2% |
| Participant deferral / active EE | $2,582 | $2,709-4.7% | $3,712-30.5% | $3,203-19.4% |
| Admin fee / account holder | $807 | $3,581-77.5% | $5,333-84.9% | $4,296-81.2% |