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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,321 | $96,361-91.4% | $80,607-89.7% | $139,456-94.0% |
| Participation rate | 90.9% | 73.6%+17.3pp | 67.0%+23.9pp | 80.3%+10.6pp |
| Annual return | 20.96% | 1350.95%-1330.0pp | 936.11%-915.2pp | 373.45%-352.5pp |
| Employer contribution / active EE | $790 | $3,262-75.8% | $2,724-71.0% | $4,753-83.4% |
| Participant deferral / active EE | $1,341 | $5,232-74.4% | $4,448-69.8% | $6,711-80.0% |
| Admin fee / account holder | $993 | $6,601-85.0% | $5,379-81.5% | $11,407-91.3% |