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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,690 | $115,903-45.9% | $100,528-37.6% | $158,966-60.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 17.40% | 34.80%-17.4pp | 30.90%-13.5pp | 302.95%-285.5pp |
| Employer contribution / active EE | $12,636 | $4,105+207.8% | $3,419+269.6% | $4,762+165.3% |
| Participant deferral / active EE | $13,956 | $6,677+109.0% | $6,271+122.5% | $5,983+133.3% |
| Admin fee / account holder | $637 | $11,000-94.2% | $8,084-92.1% | $11,250-94.3% |