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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,999 | $97,020-76.3% | $83,322-72.4% | $135,379-83.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -13.31% | 12.31%-25.6pp | 10.64%-23.9pp | 519.79%-533.1pp |
| Employer contribution / active EE | $1,056 | $4,144-74.5% | $3,379-68.8% | $4,779-77.9% |
| Participant deferral / active EE | $8,293 | $5,964+39.0% | $5,565+49.0% | $5,609+47.9% |
| Admin fee / account holder | $4,060 | $8,426-51.8% | $7,540-46.2% | $10,828-62.5% |