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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,868 | $108,942+35.7% | $100,415+47.3% | $145,897+1.4% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.49% | 58.27%-43.8pp | 49.47%-35.0pp | 552.29%-537.8pp |
| Employer contribution / active EE | $23,763 | $4,422+437.4% | $3,943+502.7% | $4,663+409.6% |
| Participant deferral / active EE | $13,137 | $8,461+55.3% | $8,091+62.4% | $6,689+96.4% |
| Admin fee / account holder | $1,772 | $9,702-81.7% | $7,906-77.6% | $13,390-86.8% |