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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,585 | $98,766-46.8% | $149,730-64.9% | $79,852-34.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 11.50% | 27.43%-15.9pp | 276.70%-265.2pp | 31.72%-20.2pp |
| Employer contribution / active EE | $1,879 | $3,217-41.6% | $4,645-59.6% | $2,471-24.0% |
| Participant deferral / active EE | $4,183 | $5,681-26.4% | $6,843-38.9% | $3,740+11.8% |
| Admin fee / account holder | $13,604 | $6,052+124.8% | $9,310+46.1% | $5,306+156.4% |