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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,655 | $77,817-51.6% | $123,553-69.5% | $64,173-41.3% |
| Participation rate | 70.1% | 74.7%-4.6pp | 82.3%-12.1pp | 69.6%+0.6pp |
| Annual return | -9.80% | 12.49%-22.3pp | 119.21%-129.0pp | 7.63%-17.4pp |
| Employer contribution / active EE | $2,041 | $3,014-32.3% | $4,628-55.9% | $2,381-14.3% |
| Participant deferral / active EE | $4,483 | $5,240-14.4% | $6,426-30.2% | $3,470+29.2% |
| Admin fee / account holder | $2,185 | $5,519-60.4% | $9,284-76.5% | $4,887-55.3% |