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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,582 | $109,904+15.2% | $97,167+30.3% | $145,959-13.3% |
| Participation rate | 50.0% | 75.9%-25.9pp | 72.7%-22.7pp | 80.3%-30.3pp |
| Annual return | 9.58% | 243.43%-233.8pp | 75.27%-65.7pp | 561.95%-552.4pp |
| Employer contribution / active EE | $592 | $3,084-80.8% | $2,729-78.3% | $4,661-87.3% |
| Participant deferral / active EE | $2,754 | $4,676-41.1% | $4,264-35.4% | $6,689-58.8% |
| Admin fee / account holder | $1,448 | $6,216-76.7% | $5,650-74.4% | $13,398-89.2% |