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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,582 | $110,093+15.0% | $97,295+30.1% | $145,897-13.2% |
| Participation rate | 50.0% | 75.9%-25.9pp | 72.7%-22.7pp | 80.3%-30.3pp |
| Annual return | 9.58% | 244.76%-235.2pp | 75.62%-66.0pp | 552.29%-542.7pp |
| Employer contribution / active EE | $592 | $3,077-80.8% | $2,723-78.3% | $4,663-87.3% |
| Participant deferral / active EE | $2,754 | $4,678-41.1% | $4,264-35.4% | $6,689-58.8% |
| Admin fee / account holder | $1,448 | $6,212-76.7% | $5,646-74.4% | $13,390-89.2% |