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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,310 | $166,268-15.6% | $165,100-15.0% | $145,897-3.8% |
| Participation rate | 86.4% | 82.0%+4.3pp | 78.6%+7.7pp | 80.3%+6.1pp |
| Annual return | 12.39% | 100.52%-88.1pp | 70.21%-57.8pp | 552.29%-539.9pp |
| Employer contribution / active EE | $3,493 | $5,284-33.9% | $4,348-19.7% | $4,663-25.1% |
| Participant deferral / active EE | $7,374 | $6,964+5.9% | $6,035+22.2% | $6,689+10.2% |
| Admin fee / account holder | $6,064 | $16,659-63.6% | $12,696-52.2% | $13,390-54.7% |