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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,310 | $166,131-15.5% | $164,975-15.0% | $145,877-3.8% |
| Participation rate | 86.4% | 82.0%+4.4pp | 78.6%+7.7pp | 80.3%+6.1pp |
| Annual return | 12.39% | 100.37%-88.0pp | 70.12%-57.7pp | 551.28%-538.9pp |
| Employer contribution / active EE | $3,493 | $5,276-33.8% | $4,343-19.6% | $4,663-25.1% |
| Participant deferral / active EE | $7,374 | $6,962+5.9% | $6,033+22.2% | $6,691+10.2% |
| Admin fee / account holder | $6,064 | $16,648-63.6% | $12,688-52.2% | $13,402-54.8% |