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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,535 | $107,341-88.3% | $92,897-86.5% | $152,870-91.8% |
| Participation rate | 68.8% | 79.8%-11.0pp | 76.0%-7.3pp | 82.4%-13.7pp |
| Annual return | 33.25% | 145.59%-112.3pp | 109.42%-76.2pp | 345.34%-312.1pp |
| Employer contribution / active EE | $1,556 | $4,221-63.1% | $3,653-57.4% | $4,763-67.3% |
| Participant deferral / active EE | $3,791 | $4,847-21.8% | $4,238-10.5% | $5,850-35.2% |
| Admin fee / account holder | $192 | $7,080-97.3% | $5,794-96.7% | $11,597-98.3% |