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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,249 | $77,816-84.3% | $123,552-90.1% | $64,173-80.9% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | 29.60% | 12.49%+17.1pp | 119.20%-89.6pp | 7.63%+22.0pp |
| Employer contribution / active EE | $5,166 | $3,014+71.4% | $4,628+11.6% | $2,381+117.0% |
| Participant deferral / active EE | $6,676 | $5,240+27.4% | $6,426+3.9% | $3,470+92.4% |
| Admin fee / account holder | $443 | $5,519-92.0% | $9,285-95.2% | $4,887-90.9% |