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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,046 | $167,362+39.8% | $143,799+62.8% | $134,532+74.0% |
| Participation rate | 42.9% | 84.8%-42.0pp | 80.3%-37.5pp | 81.2%-38.4pp |
| Annual return | -13.42% | 0.47%-13.9pp | -0.04%-13.4pp | 418.27%-431.7pp |
| Employer contribution / active EE | $2,587 | $5,620-54.0% | $4,952-47.8% | $4,741-45.4% |
| Participant deferral / active EE | $3,010 | $6,447-53.3% | $5,638-46.6% | $6,401-53.0% |
| Admin fee / account holder | $28,568 | $18,094+57.9% | $14,677+94.6% | $11,429+150.0% |