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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,844 | $202,342-17.0% | $172,752-2.8% | $152,897+9.8% |
| Participation rate | 71.4% | 87.1%-15.6pp | 82.6%-11.2pp | 82.5%-11.0pp |
| Annual return | 21.34% | 1029.83%-1008.5pp | 802.97%-781.6pp | 345.43%-324.1pp |
| Employer contribution / active EE | $3,727 | $5,858-36.4% | $5,144-27.6% | $4,764-21.8% |
| Participant deferral / active EE | $8,246 | $5,948+38.6% | $5,198+58.7% | $5,851+40.9% |
| Admin fee / account holder | $4,146 | $17,111-75.8% | $13,955-70.3% | $11,599-64.3% |