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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,109 | $111,830-20.3% | $93,696-4.9% | $145,884-38.9% |
| Participation rate | 60.0% | 74.2%-14.2pp | 68.7%-8.7pp | 80.3%-20.3pp |
| Annual return | 8.46% | 204.08%-195.6pp | 133.74%-125.3pp | 551.85%-543.4pp |
| Employer contribution / active EE | $2,322 | $3,093-24.9% | $2,422-4.1% | $4,662-50.2% |
| Participant deferral / active EE | $4,303 | $4,920-12.5% | $4,417-2.6% | $6,690-35.7% |
| Admin fee / account holder | $33,568 | $10,249+227.5% | $8,287+305.1% | $13,392+150.7% |