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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,400 | $95,917-31.8% | $79,583-17.8% | $134,545-51.4% |
| Participation rate | 60.0% | 75.0%-15.0pp | 69.5%-9.5pp | 81.2%-21.2pp |
| Annual return | -15.66% | -2.70%-13.0pp | 0.16%-15.8pp | 418.37%-434.0pp |
| Employer contribution / active EE | $2,425 | $3,129-22.5% | $2,414+0.5% | $4,742-48.9% |
| Participant deferral / active EE | $6,624 | $4,694+41.1% | $3,986+66.2% | $6,401+3.5% |
| Admin fee / account holder | $39,505 | $9,132+332.6% | $6,835+478.0% | $11,431+245.6% |