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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,411 | $227,291-9.2% | $214,702-3.9% | $155,188+33.0% |
| Participation rate | 63.2% | 88.0%-24.8pp | 87.5%-24.3pp | 80.8%-17.6pp |
| Annual return | 10.68% | 60.08%-49.4pp | 54.55%-43.9pp | 148.84%-138.2pp |
| Employer contribution / active EE | $2,541 | $6,772-62.5% | $6,461-60.7% | $4,248-40.2% |
| Participant deferral / active EE | $10,226 | $9,582+6.7% | $9,147+11.8% | $6,531+56.6% |
| Admin fee / account holder | $6,320 | $20,413-69.0% | $19,830-68.1% | $14,480-56.3% |