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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,142 | $209,888-45.6% | $189,545-39.8% | $167,553-31.9% |
| Participation rate | 47.6% | 88.7%-41.0pp | 87.8%-40.2pp | 82.1%-34.5pp |
| Annual return | 9.21% | 748.66%-739.5pp | 555.36%-546.2pp | 478.89%-469.7pp |
| Employer contribution / active EE | $3,543 | $6,915-48.8% | $6,162-42.5% | $4,840-26.8% |
| Participant deferral / active EE | $8,262 | $8,934-7.5% | $8,220+0.5% | $6,343+30.3% |
| Admin fee / account holder | $1,009 | $14,300-92.9% | $12,049-91.6% | $12,316-91.8% |