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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,480 | $93,617-89.9% | $135,982-93.0% | $75,177-87.4% |
| Participation rate | 96.3% | 75.2%+21.0pp | 81.9%+14.3pp | 67.2%+29.0pp |
| Annual return | 15.38% | 30.89%-15.5pp | 68.32%-52.9pp | 160.75%-145.4pp |
| Employer contribution / active EE | $1,702 | $3,538-51.9% | $4,859-65.0% | $2,671-36.3% |
| Participant deferral / active EE | $1,576 | $6,406-75.4% | $7,760-79.7% | $4,126-61.8% |
| Admin fee / account holder | $773 | $6,980-88.9% | $10,767-92.8% | $5,651-86.3% |