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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,685 | $82,678-90.7% | $125,391-93.9% | $68,490-88.8% |
| Participation rate | 95.8% | 75.1%+20.8pp | 82.4%+13.4pp | 67.9%+27.9pp |
| Annual return | -15.47% | -5.97%-9.5pp | 572.41%-587.9pp | -7.85%-7.6pp |
| Employer contribution / active EE | $1,544 | $3,382-54.3% | $4,816-67.9% | $2,597-40.5% |
| Participant deferral / active EE | $1,273 | $6,111-79.2% | $7,448-82.9% | $4,028-68.4% |
| Admin fee / account holder | $2,679 | $6,277-57.3% | $10,009-73.2% | $5,403-50.4% |