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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,375 | $85,060-80.7% | $70,548-76.8% | $139,456-88.3% |
| Participation rate | 60.0% | 73.9%-13.9pp | 68.3%-8.3pp | 80.3%-20.3pp |
| Annual return | 15.78% | 30.38%-14.6pp | 32.78%-17.0pp | 373.45%-357.7pp |
| Employer contribution / active EE | $1,565 | $3,911-60.0% | $2,975-47.4% | $4,753-67.1% |
| Participant deferral / active EE | $2,331 | $5,890-60.4% | $4,567-49.0% | $6,711-65.3% |
| Admin fee / account holder | $0 | $8,925-100.0% | $6,424-100.0% | $11,407-100.0% |