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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,489 | $176,077+45.7% | $159,455+60.9% | $167,518+53.1% |
| Participation rate | 75.0% | 84.9%-9.9pp | 82.8%-7.8pp | 82.1%-7.1pp |
| Annual return | 8.11% | 331.83%-323.7pp | 263.63%-255.5pp | 478.71%-470.6pp |
| Employer contribution / active EE | $1,351 | $5,298-74.5% | $4,830-72.0% | $4,838-72.1% |
| Participant deferral / active EE | $7,504 | $7,751-3.2% | $7,353+2.1% | $6,342+18.3% |
| Admin fee / account holder | $2,506 | $12,556-80.0% | $10,800-76.8% | $12,312-79.6% |