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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,806 | $114,119+2.4% | $107,187+9.0% | $138,895-15.9% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.0%-15.0pp | 79.9%-19.9pp |
| Annual return | 12.11% | 273.21%-261.1pp | 204.55%-192.4pp | 145.39%-133.3pp |
| Employer contribution / active EE | $181 | $4,059-95.5% | $3,782-95.2% | $4,194-95.7% |
| Participant deferral / active EE | $2,558 | $5,538-53.8% | $5,096-49.8% | $6,396-60.0% |
| Admin fee / account holder | $21 | $10,024-99.8% | $9,162-99.8% | $12,562-99.8% |