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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,674 | $106,008-39.0% | $92,240-29.9% | $147,586-56.2% |
| Participation rate | 87.5% | 80.4%+7.1pp | 76.5%+11.0pp | 82.8%+4.7pp |
| Annual return | 6.72% | 50.05%-43.3pp | 176.29%-169.6pp | 578.59%-571.9pp |
| Employer contribution / active EE | $1,775 | $4,333-59.0% | $3,680-51.8% | $4,876-63.6% |
| Participant deferral / active EE | $8,524 | $4,478+90.3% | $3,897+118.7% | $5,439+56.7% |
| Admin fee / account holder | $18,878 | $6,333+198.1% | $5,194+263.4% | $10,886+73.4% |