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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,929 | $157,296+80.5% | $141,191+101.1% | $152,897+85.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 14.15% | 64.34%-50.2pp | 71.41%-57.3pp | 345.43%-331.3pp |
| Employer contribution / active EE | $10,778 | $5,262+104.8% | $4,736+127.6% | $4,764+126.3% |
| Participant deferral / active EE | $6,285 | $7,111-11.6% | $6,710-6.3% | $5,851+7.4% |
| Admin fee / account holder | $83,813 | $12,125+591.3% | $10,264+716.6% | $11,599+622.6% |