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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,970 | $138,076+107.8% | $123,553+132.3% | $135,380+112.0% |
| Participation rate | 90.9% | 84.7%+6.2pp | 82.3%+8.6pp | 82.6%+8.3pp |
| Annual return | -3.49% | 153.70%-157.2pp | 119.21%-122.7pp | 519.81%-523.3pp |
| Employer contribution / active EE | $9,915 | $5,152+92.5% | $4,628+114.2% | $4,779+107.5% |
| Participant deferral / active EE | $6,614 | $6,800-2.7% | $6,426+2.9% | $5,609+17.9% |
| Admin fee / account holder | $1,099 | $10,917-89.9% | $9,284-88.2% | $10,828-89.9% |