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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,800 | $60,119-48.8% | $90,430-65.9% | $79,858-61.4% |
| Participation rate | 69.2% | 65.0%+4.3pp | 72.7%-3.5pp | 69.6%-0.4pp |
| Annual return | 13.31% | 71.94%-58.6pp | 1293.73%-1280.4pp | 31.72%-18.4pp |
| Employer contribution / active EE | $278 | $2,068-86.6% | $3,262-91.5% | $2,471-88.7% |
| Participant deferral / active EE | $1,887 | $2,938-35.8% | $3,963-52.4% | $3,740-49.5% |
| Admin fee / account holder | $3,508 | $3,976-11.8% | $5,613-37.5% | $5,306-33.9% |