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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,587 | $89,652-43.6% | $141,197-64.2% | $65,186-22.4% |
| Participation rate | 82.2% | 74.7%+7.5pp | 82.5%-0.3pp | 70.2%+12.0pp |
| Annual return | 39.28% | 32.79%+6.5pp | 71.41%-32.1pp | 29.39%+9.9pp |
| Employer contribution / active EE | $3,322 | $3,065+8.4% | $4,736-29.9% | $2,177+52.6% |
| Participant deferral / active EE | $7,036 | $5,691+23.6% | $6,710+4.9% | $3,514+100.2% |
| Admin fee / account holder | $4,088 | $569+619.0% | $10,265-60.2% | $847+382.5% |