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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,458 | $110,528-10.0% | $80,727+23.2% | $167,497-40.6% |
| Participation rate | 66.7% | 64.0%+2.7pp | 54.2%+12.5pp | 82.1%-15.4pp |
| Annual return | 13.58% | 120.55%-107.0pp | 87.28%-73.7pp | 478.62%-465.0pp |
| Employer contribution / active EE | $4,572 | $1,543+196.3% | $1,160+294.1% | $4,838-5.5% |
| Participant deferral / active EE | $14,459 | $2,871+403.6% | $2,146+573.8% | $6,341+128.0% |
| Admin fee / account holder | $1,165 | $4,546-74.4% | $3,380-65.5% | $12,310-90.5% |