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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,458 | $110,629-10.1% | $80,784+23.1% | $167,553-40.6% |
| Participation rate | 66.7% | 64.0%+2.7pp | 54.2%+12.5pp | 82.1%-15.4pp |
| Annual return | 13.58% | 120.58%-107.0pp | 87.31%-73.7pp | 478.89%-465.3pp |
| Employer contribution / active EE | $4,572 | $1,543+196.3% | $1,160+294.0% | $4,840-5.5% |
| Participant deferral / active EE | $14,459 | $2,871+403.7% | $2,145+573.9% | $6,343+128.0% |
| Admin fee / account holder | $1,165 | $4,547-74.4% | $3,380-65.5% | $12,316-90.5% |