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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,865 | $150,435-50.2% | $120,580-37.9% | $145,897-48.7% |
| Participation rate | 57.1% | 78.8%-21.7pp | 72.0%-14.8pp | 80.3%-23.2pp |
| Annual return | 20.22% | 154.60%-134.4pp | 107.48%-87.3pp | 552.29%-532.1pp |
| Employer contribution / active EE | $2,224 | $4,352-48.9% | $3,469-35.9% | $4,663-52.3% |
| Participant deferral / active EE | $7,018 | $6,174+13.7% | $4,995+40.5% | $6,689+4.9% |
| Admin fee / account holder | $718 | $12,182-94.1% | $9,418-92.4% | $13,390-94.6% |