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| Provider | Service type | Compensation |
|---|---|---|
Filed as: PRINCIPAL SECURITIES INC Service code 49 · EIN 42-0941553 | Other Services | $6,487 |
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $1,340 |
Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,780 | $23,224-75.1% | $71,086-91.9% | $55,725-89.6% |
| Participation rate | 59.9% | 37.9%+22.0pp | 54.7%+5.3pp | 70.9%-10.9pp |
| Annual return | -10.10% | -2.87%-7.2pp | 650.59%-660.7pp | 244.93%-255.0pp |
| Employer contribution / active EE | $136 | $436-68.9% | $1,088-87.5% | $2,078-93.5% |
| Participant deferral / active EE | $370 | $929-60.1% | $1,874-80.2% | $3,356-89.0% |
| Admin fee / account holder | $7 | $118-93.7% | $3,082-99.8% | $115-93.5% |