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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $42,678 |
Filed as: J.P. MORGAN SECURITIES LLC Service code 27 · EIN 13-4110995 | Advisory (Plan) | $20,598 |
ASSOCIATED PENSION CONSULTANTS8+ years Service code 13 · EIN 11-3271022 111 EXPRESS STREET · PLAINVIEW, NY 11803 | Contract Administrator | $19,433 |
LINCOLN NATIONAL CORPORATION7 years Service code 63 · EIN 35-0472300 P.O. BOX 7877 · FORT WAYNE, IN 46802 | 12b-1 Fees | $13,208 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,033 | $53,546+56.9% | $69,884+20.2% | $68,486+22.7% |
| Participation rate | 100.0% | 64.5%+35.5pp | 70.5%+29.5pp | 67.9%+32.1pp |
| Annual return | -12.59% | -13.87%+1.3pp | 190.81%-203.4pp | -7.85%-4.7pp |
| Employer contribution / active EE | $3,541 | $2,019+75.4% | $2,560+38.3% | $2,597+36.4% |
| Participant deferral / active EE | $5,697 | $2,957+92.7% | $3,848+48.0% | $4,028+41.4% |
| Admin fee / account holder | $432 | $4,693-90.8% | $6,266-93.1% | $5,404-92.0% |