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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,957 | $135,956-32.4% | $123,894-25.8% | $273,972-66.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 8.72% | 56.63%-47.9pp | 47.52%-38.8pp | 41.46%-32.7pp |
| Employer contribution / active EE | $11,311 | $5,170+118.8% | $4,617+145.0% | $4,869+132.3% |
| Participant deferral / active EE | $11,080 | $6,343+74.7% | $5,984+85.2% | $5,287+109.6% |
| Admin fee / account holder | $833 | $9,817-91.5% | $8,357-90.0% | $10,133-91.8% |