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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,934 | $113,941-40.4% | $94,228-27.9% | $125,388-45.8% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -6.16% | 5.29%-11.5pp | 10.68%-16.8pp | 282.24%-288.4pp |
| Employer contribution / active EE | $7,865 | $4,727+66.4% | $3,587+119.3% | $4,866+61.6% |
| Participant deferral / active EE | $18,848 | $5,179+263.9% | $4,320+336.3% | $5,352+252.2% |
| Admin fee / account holder | $40,770 | $8,392+385.8% | $6,269+550.3% | $9,541+327.3% |