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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,338 | $148,623-30.5% | $135,974-24.0% | $139,466-25.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 8.26% | 79.30%-71.0pp | 68.30%-60.0pp | 373.66%-365.4pp |
| Employer contribution / active EE | $9,916 | $5,246+89.0% | $4,859+104.1% | $4,754+108.6% |
| Participant deferral / active EE | $17,791 | $8,103+119.6% | $7,760+129.3% | $6,712+165.1% |
| Admin fee / account holder | $76,798 | $12,406+519.1% | $10,767+613.3% | $11,409+573.2% |