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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,906 | $174,379+22.7% | $152,093+40.6% | $138,895+54.0% |
| Participation rate | 71.4% | 81.6%-10.2pp | 77.8%-6.3pp | 79.9%-8.5pp |
| Annual return | 17.70% | 74.86%-57.2pp | 66.36%-48.7pp | 145.39%-127.7pp |
| Employer contribution / active EE | $1,785 | $4,652-61.6% | $4,175-57.2% | $4,194-57.4% |
| Participant deferral / active EE | $6,221 | $6,159+1.0% | $5,451+14.1% | $6,396-2.7% |
| Admin fee / account holder | $1,464 | $16,880-91.3% | $14,497-89.9% | $12,562-88.3% |