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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,822 | $168,635-69.3% | $147,617-64.9% | $125,389-58.7% |
| Participation rate | 71.4% | 88.8%-17.3pp | 84.6%-13.2pp | 83.2%-11.8pp |
| Annual return | -4.30% | 77.65%-81.9pp | 61.98%-66.3pp | 282.24%-286.5pp |
| Employer contribution / active EE | $1,755 | $6,252-71.9% | $5,564-68.5% | $4,866-63.9% |
| Participant deferral / active EE | $3,426 | $5,507-37.8% | $4,895-30.0% | $5,352-36.0% |
| Admin fee / account holder | $644 | $13,580-95.3% | $11,612-94.5% | $9,541-93.3% |