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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,567 | $165,399-40.4% | $149,745-34.2% | $158,982-38.0% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 13.88% | 348.34%-334.5pp | 276.72%-262.8pp | 302.99%-289.1pp |
| Employer contribution / active EE | $0 | $5,105-100.0% | $4,646-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $5,687 | $7,183-20.8% | $6,843-16.9% | $5,983-5.0% |
| Admin fee / account holder | $1,207 | $10,811-88.8% | $9,312-87.0% | $11,252-89.3% |