Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,227 | $58,927-84.3% | $76,823-88.0% | $72,983-87.4% |
| Participation rate | 34.0% | 67.3%-33.3pp | 72.1%-38.0pp | 69.5%-35.4pp |
| Annual return | 21.85% | 2305.64%-2283.8pp | 1166.42%-1144.6pp | 81.01%-59.2pp |
| Employer contribution / active EE | $234 | $1,787-86.9% | $2,302-89.8% | $2,440-90.4% |
| Participant deferral / active EE | $1,571 | $2,690-41.6% | $3,336-52.9% | $3,608-56.4% |
| Admin fee / account holder | $538 | $4,013-86.6% | $6,422-91.6% | $5,124-89.5% |