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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,778 | $138,102-64.0% | $125,381-60.3% | $134,532-63.0% |
| Participation rate | 82.4% | 84.5%-2.1pp | 82.4%0pp | 81.2%+1.1pp |
| Annual return | -16.58% | 750.73%-767.3pp | 572.31%-588.9pp | 418.27%-434.8pp |
| Employer contribution / active EE | $1,127 | $5,245-78.5% | $4,815-76.6% | $4,741-76.2% |
| Participant deferral / active EE | $10,617 | $7,801+36.1% | $7,448+42.5% | $6,401+65.9% |
| Admin fee / account holder | $6,025 | $11,568-47.9% | $10,007-39.8% | $11,429-47.3% |