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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,375 | $165,399-75.6% | $149,745-73.0% | $158,982-74.6% |
| Participation rate | 93.8% | 84.6%+9.2pp | 82.5%+11.3pp | 82.0%+11.8pp |
| Annual return | 14.67% | 348.34%-333.7pp | 276.72%-262.1pp | 302.99%-288.3pp |
| Employer contribution / active EE | $1,102 | $5,105-78.4% | $4,646-76.3% | $4,763-76.9% |
| Participant deferral / active EE | $9,228 | $7,183+28.5% | $6,843+34.9% | $5,983+54.2% |
| Admin fee / account holder | $1,508 | $10,811-86.1% | $9,312-83.8% | $11,252-86.6% |