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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,382 | $109,411-46.6% | $89,435-34.7% | $158,982-63.3% |
| Participation rate | 50.0% | 74.3%-24.3pp | 68.0%-18.0pp | 82.0%-32.0pp |
| Annual return | 139.67% | 345.68%-206.0pp | 245.55%-105.9pp | 302.99%-163.3pp |
| Employer contribution / active EE | $1,843 | $3,173-41.9% | $2,587-28.8% | $4,763-61.3% |
| Participant deferral / active EE | $4,581 | $4,600-0.4% | $3,890+17.8% | $5,983-23.4% |
| Admin fee / account holder | $214 | $6,159-96.5% | $4,884-95.6% | $11,252-98.1% |