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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,873 | $104,953-82.0% | $84,637-77.7% | $152,909-87.7% |
| Participation rate | 68.8% | 74.8%-6.1pp | 68.2%+0.5pp | 82.5%-13.7pp |
| Annual return | 36.63% | 373.94%-337.3pp | 258.82%-222.2pp | 345.46%-308.8pp |
| Employer contribution / active EE | $1,923 | $3,304-41.8% | $2,653-27.5% | $4,764-59.6% |
| Participant deferral / active EE | $5,598 | $4,691+19.3% | $3,900+43.5% | $5,851-4.3% |
| Admin fee / account holder | $39 | $6,244-99.4% | $4,914-99.2% | $11,601-99.7% |