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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,501 | $93,617-54.6% | $135,982-68.7% | $75,177-43.5% |
| Participation rate | 88.0% | 75.2%+12.8pp | 81.9%+6.1pp | 67.2%+20.8pp |
| Annual return | 15.79% | 30.89%-15.1pp | 68.32%-52.5pp | 160.75%-145.0pp |
| Employer contribution / active EE | $11,214 | $3,538+216.9% | $4,859+130.8% | $2,671+319.8% |
| Participant deferral / active EE | $4,784 | $6,406-25.3% | $7,760-38.3% | $4,126+15.9% |
| Admin fee / account holder | $4,418 | $6,980-36.7% | $10,767-59.0% | $5,651-21.8% |