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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,758 | $82,678-59.2% | $125,391-73.1% | $68,490-50.7% |
| Participation rate | 86.0% | 75.1%+11.0pp | 82.4%+3.7pp | 67.9%+18.1pp |
| Annual return | -18.60% | -5.97%-12.6pp | 572.41%-591.0pp | -7.85%-10.7pp |
| Employer contribution / active EE | $10,576 | $3,382+212.7% | $4,816+119.6% | $2,597+307.3% |
| Participant deferral / active EE | $4,765 | $6,111-22.0% | $7,448-36.0% | $4,028+18.3% |
| Admin fee / account holder | $1,493 | $6,277-76.2% | $10,009-85.1% | $5,403-72.4% |