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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,206 | $90,489+280.4% | $76,051+352.6% | $145,978+135.8% |
| Participation rate | 70.6% | 74.5%-3.9pp | 69.1%+1.5pp | 80.3%-9.7pp |
| Annual return | 18.91% | 622.78%-603.9pp | 360.42%-341.5pp | 550.52%-531.6pp |
| Employer contribution / active EE | $1,884 | $3,319-43.3% | $2,690-30.0% | $4,662-59.6% |
| Participant deferral / active EE | $6,840 | $5,164+32.4% | $4,257+60.7% | $6,690+2.2% |
| Admin fee / account holder | $4,114 | $8,374-50.9% | $6,416-35.9% | $13,400-69.3% |