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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,244 | $101,795+38.8% | $165,100-14.4% | $80,959+74.5% |
| Participation rate | 41.5% | 71.8%-30.4pp | 78.6%-37.2pp | 67.7%-26.2pp |
| Annual return | 13.68% | 16.73%-3.1pp | 70.21%-56.5pp | 35.67%-22.0pp |
| Employer contribution / active EE | $1,541 | $2,954-47.8% | $4,348-64.6% | $2,757-44.1% |
| Participant deferral / active EE | $2,590 | $4,476-42.1% | $6,035-57.1% | $4,300-39.8% |
| Admin fee / account holder | $700 | $8,221-91.5% | $12,696-94.5% | $6,925-89.9% |